BSP sets P1 billion capital floor for banks shifting to digital model
Thrift, rural and cooperative banks that increasingly operate like digital banks will be required to maintain at least P1 billion in capital under new rules aimed at ensuring that rapid technology-driven expansion does not outpace their ability to manage risks.
Source: Philstar Biz
https://www.philstar.com/business/2026/09/27/2559094/bsp-sets-p1-billion-capital-floor-banks-shifting-digital-model