Maya has launched Mini Payments, a new feature allowing its credit cardholders to convert eligible posted transactions into monthly installment plans after the purchase, as reported by TechPinas. The feature is available to Maya Black Credit Card and Landers Cashback Everywhere Credit Card holders and can be managed entirely within the Maya app.
Unlike traditional installment programs that require purchases at specific merchants or during promotional periods, Mini Payments lets users decide after the transaction is complete. Cardholders can apply, receive approval, and track payment schedules directly from the app without additional paperwork.
To encourage adoption, Maya is offering zero processing fees for Mini Payment plans created until September 30, 2026. The feature is designed to help users manage bigger expenses such as travel, gadgets, and home upgrades without straining their budget.