Maya has launched Mini Payments, a new feature that lets Maya Black Credit Card and Landers Cashback Everywhere Credit Card holders convert eligible posted transactions into monthly installment plans, according to TechPinas. The feature is accessible directly within the Maya app, allowing users to apply and manage their payment plans without the need for merchant-specific promotional periods.

Unlike traditional installment programs that require upfront selection at participating stores or during special promotions, Mini Payments gives cardholders the flexibility to convert purchases retroactively. This means users can decide to spread out the cost of travel, electronics, home improvements, or other big-ticket items after the transaction has already been completed, helping to ease budget pressure.

As a limited-time promotion, Maya is waiving processing fees for all Mini Payment plans created until September 30, 2026. Cardholders can view and manage their installment plans entirely through the Maya app, which handles application, approval, and payment tracking.