Maya has introduced Mini Payments, a new feature that lets eligible credit card holders convert big-ticket purchases into flexible monthly installments after the transaction has been completed, TechPinas reported. The feature aims to reduce financial pressure from unexpected major expenses such as travel, gadgets, or home improvements.
Unlike traditional installment plans that require purchase from participating merchants or during promotional periods, Mini Payments allows cardholders to decide later whether to spread payments. Application, approval, and payment tracking are all handled within the Maya app, eliminating paperwork and merchant-specific offers.
The feature is available to Maya Black Credit Card and Landers Cashback Everywhere Credit Card holders. As a limited-time promotion, cardholders who create Mini Payment plans until September 30, 2026 can enjoy zero processing fees, making it more attractive for larger purchases.