Asia United Bank Corp. (AUB) is betting on artificial intelligence and a stronger capital base to sustain its growth momentum, after posting record earnings in 2025. The lender outlined its AI-led strategy during a briefing covered by Philstar Biz.
The bank plans to deploy AI across customer service, credit scoring, and operational efficiency, while reinforcing its capital position to cushion against headwinds. AUB said the initiatives are designed to improve profitability and customer experience without taking on excessive risk.
The move comes as Philippine banks face a tougher environment marked by inflation risks, peso volatility, and global uncertainty. AUB's record 2025 earnings provide a buffer, but the lender remains cautious about the outlook.