The residential loan market in Cavite, Laguna, and Batangas (Calaba) has overtaken the National Capital Region (NCR) in share of total housing loans, according to BusinessWorld, citing data from Colliers Philippines.

Colliers Philippines attributed the shift to growing demand for horizontal developments and leisure-oriented projects outside the capital. The consultancy noted that while Metro Manila’s residential loan demand is slowing, provinces like Cavite, Laguna, and Batangas are attracting more buyers seeking more space and lifestyle amenities.

The trend reflects broader changes in Philippine real estate, with developers increasingly focusing on the Calaba region to capture demand from both local investors and overseas Filipino workers. Analysts expect this regional shift to continue as infrastructure projects improve connectivity and accessibility between South Luzon and Metro Manila.