At the launch of the report “Risk and Resilience in the Philippine Financial System: How Much Has Changed?” by Philstar Biz, industry leaders and regulators gathered to discuss the trade-offs between stability and growth.
The report highlights that confidence in the banking sector comes at a significant cost, including higher capital requirements and stricter oversight that may slow lending. It analyzes how the financial system has adapted since previous crises and whether current resilience measures are sufficient.
Experts noted that while regulatory reforms have strengthened the system, the “cost of confidence” remains a critical factor for both domestic and foreign investors. The full study is available through the source publication.