China Bank Savings, the thrift banking arm of Chinabank, reported a net income of P631.2 million for the first quarter of 2026, a 11.5% increase from the same period last year, according to Philstar Biz .
The bank attributed the growth to higher net interest income and improved operating efficiencies. Its loan portfolio expanded, supported by strong demand from retail and small-business clients. Net interest margin widened as funding costs remained manageable.
China Bank Savings continues to expand its branch network and digital banking capabilities, aiming to capture more customers in the country's underserved areas. The bank's capital adequacy ratio remained well above regulatory minimums, indicating a solid financial foundation for sustained growth.